读卡器

信用卡读卡器或终端是一种设备，使用这种设备，您能通过感应卡片、插入卡片、刷卡或手动输入卡片信息接受信用卡和借记卡付款。读卡器通常是插入 Shopify POS 设备的小型刷卡设备。外部读卡器则通常是单独的独立硬件。

接受的卡类型

Shopify 支持的读卡器接受所有主流类型的信用卡以及 Mastercard 借记卡和 Visa 借记卡的付款。

在加拿大，刷卡器不能接受仅限 Interac 的借记卡的付款（例如，非 Mastercard 借记卡或 Visa 借记卡的 Interac 卡）。

如果您位于美国境内，则还可以使用支持的读卡器接受 Apple Pay Cash 付款。

如果您使用外部读卡器，则需要向您的支付处理方核实您的终端可接受的卡类型。

选择读卡器

选择何种读卡器取决于您所在的地点、使用的支付服务提供商以及运行 Shopify POS 所使用的设备。

Shopify POS 支持以下几种读卡器：

• 感应式和芯片式读卡器

• 芯片式和刷卡式读卡器

• 刷卡器

• 感应式、芯片式和刷卡式读卡器

• WisePad 3 终端

• Chipper 2X BT

这些受支持的读卡器已与 Shopify POS 集成，因此您可以从 Shopify POS 收取付款，然后交易详细信息会显示在 Shopify 中的订单时间表中。要使用受支持的读卡器，您的商店需要位于受支持的国家/地区，并使用兼容的支付服务提供商。

您还可以使用不受支持的外部读卡器。您可以在世界任何地方找到外部终端提供商，并且由于付款是在 Shopify 外部进行处理的，因此您无需在 Shopify 后台中设置特定的支付服务提供商。

外部终端的缺点在于您需要使用终端服务提供商的账户，并且 Shopify 会显示订单的付款状态但是不会显示交易详细信息。

Shopify商户官网原文详情：

Card readers

A credit card reader or terminal is a device that you can use to accept credit and debit card payments by tapping, inserting, or swiping cards, or by manually entering card information. Card readers are typically small card-swipe devices that plug into your Shopify POS device. An external reader is usually a separate, standalone piece of hardware.

In this section

Accepted card types

Shopify's supported card readers accept payment from all major types of credit card, as well as Debit Mastercard and Visa Debit cards.

In Canada, the Swipe card readers can't accept payment from debit cards that are Interac only (for example, Interac cards that aren't Debit Mastercard or Visa Debit).

If you are in the United States, then you can also accept Apple Pay Cash payments with a supported card reader.

If you use an external card reader, then you need to check with your payment processor which card types your terminal accepts.

Choose a card reader

Supported card readers are integrated with Shopify POS, so you can take a payment from Shopify POS, and then the details for the transaction appears in Shopify in the order's Timeline. To use a supported card reader, your store needs to be in a supported country and use a compatible payment provider.

You can also use an unsupported external card reader. You can find an external terminal provider anywhere in the world, and because the payment is processed outside of Shopify, you don't have to set up a specific payment provider in your Shopify admin.

The disadvantages of an external terminal are that you need an account with your terminal provider, and that Shopify shows the payment status of an order but not any transaction details.

Card reader	Model number	Availability	Payment processor
Tap & Chip Reader	S1801	United States and Canada	Shopify Payments
Chip & Swipe Reader	N/A	United States	Shopify Payments
Tap, Chip, and Swipe (EMV) card reader	N/A	United Kingdom and Ireland	Shopify Payments
WisePad 3 terminal	N/A	United Kingdom, Ireland, Germany, Netherlands, Denmark, Belgium,Spain, Australia, and New Zealand	Shopify Payments
Chipper 2X BT	N/A	United States	Shopify Payments
Swipe (audio-jack) card reader	N/A	Canada	Shopify Payments or a POS-supported payment provider
Swipe (Lightning) card reader	N/A	Discontinued	Shopify Payments or a POS-supported payment provider
External card terminal	N/A	Anywhere	Payment is processed by your terminal provider outside of Shopify.

文章内容来源：Shopify商户官方网站

（本文内容根据网络资料整理和来自用户投稿，出于传递更多信息之目的，不代表本站其观点和立场。本站不具备任何原创保护和所有权，也不对其真实性、可靠性承担任何法律责任，特此声明！）

常见问答(FQAS)

POS读卡器是在POS系统中用于读取或者扫描信用卡、现金卡等不同卡类型的设备。它可以识别卡片上的磁道数据或者芯片数据,从而实现交易的付款流程。

Shopify支持了多种主流POS读卡器品牌,例如Verifone、Ingenico等。它们支持读取不同卡类型,如VISA卡、MasterCard卡、美元联合卡等。不同读卡器型号支持的卡类型也有差异,中低档型号可能只支持部分品牌卡,高端型号则支持更全面。

选择POS读卡器主要考虑以下几个方面:所支持的卡类型覆盖程度、读卡速度、价格成本、外形尺寸、是否支持移动收款等。对于小规模商店,低成本的读卡器已经可以满足需求;对于大型商店,需要选择功能更全面、读写速度更快的高端读卡器。

不需要。大多数Shopify兼容的POS读卡器都是以无接触方式进行卡片读写,通过Near Field Communication(NFC)技术,客户 simply将卡靠近读卡器即可完成付款,无需插入拔出卡片。这种方式更方便快捷。